[et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/pref.rs.ba\/wp-content\/uploads\/2025\/11\/home-01.webp” width=”90%” max_width=”2560px” custom_margin=”40px||40px||true|false” custom_padding=”120px||120px||true|false” border_radii=”on|15px|15px|15px|15px” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”|300|||||||” text_font_size=”18px” text_line_height=”1.5em” header_font_size=”45px” header_line_height=”1.2em” background_color=”#007cba” background_layout=”dark” custom_margin=”|40px||0px|false|false” custom_padding=”40px|40px|40px|40px|true|true” custom_padding_tablet=”40px|40px|40px|40px|true|true” custom_padding_phone=”30px|20px|30px|20px|true|true” custom_padding_last_edited=”on|phone” hover_enabled=”0″ text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”36px” header_font_size_phone=”25px” header_font_size_last_edited=”on|phone” border_radii=”off||15px|15px|” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
The goal of the Reserve Fund is to achieve stable returns in the long term through the investment of the Reserve Fund’s assets, in order to support the long-term financial sustainability of mandatory pension insurance in the Republika Srpska.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”20px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”90%” max_width=”2560px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” header_font_size=”32px” header_line_height=”1.1em” custom_margin=”||15px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”28px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||25px||false|false” global_colors_info=”{}”]<\/p>\n The Pension Reserve Fund Management Company of the Republika Srpska a.d. Banja Luka and the Pension Reserve Fund of the Republika Srpska a.d. Banja Luka were established in accordance with the Law on the Pension Reserve Fund of the Republika Srpska (Official Gazette of the Republika Srpska, No. 73\/08, 50\/10, 102\/12, 20\/18).<\/p>\n With the entry into force of the Law on the Pension Reserve Fund of Republika Srpska on August 16, 2008, the conditions were created for the formation of the Management Company and the Pension Reserve Fund of Republika Srpska. <\/p>\n [\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wb3N0Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjMwNSJ9fQ==@” button_text=”Learn more” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#003b5c” button_bg_color=”rgba(255,255,255,0)” button_border_width=”1px” button_border_color=”#003b5c” button_border_radius=”30px” button_font=”–et_global_heading_font||||||||” button_icon=”||divi||400″ button_icon_color=”#003b5c” button_on_hover=”off” custom_padding=”10px|48px|10px|30px|true|false” hover_enabled=”0″ global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#50b7f2″ button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#50b7f2″ sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f1f5f7″ custom_padding=”30px|30px|30px|30px|true|true” border_radii=”on|15px|15px|15px|15px” global_colors_info=”{}”][et_pb_image src=”https:\/\/pref.rs.ba\/wp-content\/uploads\/2024\/12\/epf-transparent.png” title_text=”epf-transparent” url=”https:\/\/epf.ba\/” url_new_window=”on” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”0.9rem” text_line_height=”1.5em” global_colors_info=”{}”]<\/p>\n EPF – European Voluntary Pension Fund is the first voluntary pension fund in the territory of Republika Srpska and Bosnia and Herzegovina.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” custom_padding=”0px||0px||true|false” border_radii=”on|15px|15px|15px|15px” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f1f5f7″ width=”90%” max_width=”2560px” border_radii=”on|15px|15px|15px|15px” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”40px|20px|40px|40px|true|false” custom_padding_tablet=”40px|20px|40px|40px|true|false” custom_padding_phone=”|20px||20px|false|true” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”32px” custom_margin=”||15px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”28px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||25px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n The long-term goal of the Reserve Fund is to achieve a portfolio structure in which debt securities, money market instruments and bank deposits will have a dominant share.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wb3N0Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQwOCJ9fQ==@” button_text=”Learn more” module_class=”customBtn2″ _builder_version=”4.27.4″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”15px” button_text_color=”#003b5c” button_bg_color=”rgba(255,255,255,0)” button_border_width=”1px” button_border_color=”#003b5c” button_border_radius=”30px” button_font=”–et_global_heading_font||||||||” button_icon=”||divi||400″ button_icon_color=”#003b5c” button_on_hover=”off” custom_padding=”10px|48px|10px|30px|true|false” custom_css_after=”||” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#50b7f2″ button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#50b7f2″][\/et_pb_button][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”20px|40px||20px|false|false” custom_padding_tablet=”20px|40px||20px|false|false” custom_padding_phone=”|20px|||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]\n Pension Reserve Fund Management Company of the Republic of Srpska<\/span><\/h1>\n
Reserve Fund assets<\/span><\/h2>\n